Residential & investment mortgages

A clearer route to your UAE property finance enquiry

Whether you are buying, investing or refinancing, we help you identify the relevant information, understand the process and prepare the case carefully.

Who we help

Guidance for different applicant profiles

UAE residents

For salaried applicants planning a home purchase or investment property.

Self-employed clients

For business owners who need a carefully prepared view of income and company information.

Non-resident investors

For overseas buyers seeking an initial understanding of UAE mortgage requirements.

Refinancing

For property owners reviewing an existing facility or exploring equity release.

Investment properties

For clients assessing finance as part of a wider property investment decision.

Complex circumstances

For enquiries requiring a more organized explanation of income, liabilities or ownership structure.

Prepare for the first discussion

Useful information—not sensitive documents

  • Resident or non-resident status
  • Salaried or self-employed profile
  • Approximate monthly income
  • Approximate property value and required financing
  • Existing monthly credit commitments
  • Preferred purchase or completion timing
Do not send passwords, one-time passcodes, full card details or banking login credentials. Identity and financial documents should only be requested through an approved secure document process.
Mortgage solutions

A wide range of financing routes, explained clearly

We help you understand which route fits your situation, then work with suitable UAE lenders to take it forward. Product availability, rates and terms are set by individual lenders and depend on eligibility.

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Conventional home finance

Standard interest-based mortgage facilities from leading UAE banks for purchase or refinance.

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Sharia-compliant home finance

Islamic finance structures such as Ijara and Murabaha for clients seeking Sharia-compliant facilities.

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Fixed-rate mortgages

Rate certainty over an initial period, useful for clients who prefer predictable monthly payments.

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Variable-rate mortgages

Facilities linked to a benchmark rate, considered alongside fixed options as part of your review.

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Buy-to-let & investment finance

Financing structured around rental income and investment objectives for landlords and investors.

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Portfolio & multi-property finance

Support for clients consolidating or expanding a portfolio of two or more UAE properties.

Why work with BizHub

Careful guidance, not just a form

  • Access to a wide panel of UAE banks and lenders
  • Comparison of rate, structure and eligibility across suitable options
  • Support from the first enquiry through to disbursement
  • Clear, jargon-free explanations at every step
  • One dedicated adviser as your single point of contact
  • Confidential, no-obligation initial review
Our approach
We take time to understand your objective before recommending a route, and we stay involved as your case moves between preparation, submission and approval—so you always know what happens next.
Common questions

Before you begin

Does an initial review guarantee approval?

No. It is a preliminary discussion only. Approval depends on lender criteria, verification, credit assessment, valuation and final underwriting.

Can self-employed applicants enquire?

Yes. The relevant information can differ from a salaried case, so business and income documentation may be required later.

Can a non-resident apply?

Some lenders consider non-resident applicants, subject to nationality, income, property, deposit and other eligibility requirements.

Should I upload documents now?

No document-upload facility is provided on this public site. Begin with the short enquiry and wait for secure instructions.

Start with a free 15-minute review

Tell us your objective and receive a clear explanation of the information needed for the next step.

Start your enquiry
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