Define your objective
- Home purchase, investment or refinance
- Resident or non-resident application
- Approximate property value
- Approximate financing required
- Preferred transaction timing
Mortgage readiness guide
Prepare the right information before your first discussion
This checklist helps you organize a preliminary enquiry. It is not an approval, eligibility decision, lender comparison or AI underwriting result.
Understand your profile
- Salaried or self-employed
- Approximate monthly income
- Current monthly credit commitments
- Available deposit and transaction costs
- Any co-applicant information
Wait for a tailored checklist
After the initial review, BizHub can explain which supporting documents may be relevant. Requirements vary by profile and lender.
Do not send these through public channels
- Banking passwords or login details
- One-time passwords or PIN numbers
- Full payment-card information
- Unrequested identity documents
- Unrequested full bank statements
Ready to begin?
Ask for a preliminary review
Share only basic enquiry details. A BizHub team member can then explain the appropriate next step.